Advice
Financial Advisory
Bring the pieces together, identify what matters first and keep the next decision connected to the wider picture.
Clearstone does not deal in securities or mutual funds.
Bringing Clarity To Your Finances.
One financial picture. One clear direction.
Advice · Borrowing · Protection Investing · Benefits · Advanced Strategies
Serving Atlantic Canada
Independent Practice Not a bank. Not a franchise.
SMCP™ Certified First in Atlantic Canada.
Serving PEI · NS · NB In-person across PEI.
One Coordinated Practice Six connected financial areas.
Your starting point
Most financial decisions don’t happen separately. Most financial advice still does.
That’s the problem Clearstone was built to solve.
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Coordinated picture
Six distinct areas. One connected financial picture.
Financial decisions can affect one another. Clearstone helps make those connections visible before the next step.
How We Work Your financial picture
Advice Financial Advisory Protection Insurance Benefits Group Benefits Borrowing Mortgages Advanced Strategies Smith Manoeuvre™ Investing Investments Your financial picture connects six distinct areas. Advice, through Financial Advisory. Borrowing, through Mortgages. Protection, through Insurance. Investing, through Investments. Benefits, through Group Benefits. And Advanced Strategies, through the Smith Manoeuvre™. Clearstone helps make the relationship between those decisions visible before the next step.
Services
Each area has a distinct job. None works in isolation.
Borrowing
Mortgages
Approach a purchase, renewal or refinance in the context of the wider financial picture.
Mortgage brokerage services are provided through Vine Mortgage.
Protection
Insurance
Consider protection alongside the people, income and obligations it is meant to support.
Insurance products are distributed through IDC Worldsource Insurance Network Inc.
Investing
Investments
Review insurance-based investment solutions alongside protection and longer-term priorities.
Insurance products are distributed through IDC Worldsource Insurance Network Inc.
Benefits
Group Benefits
Consider benefits for employers and their teams as part of the wider business picture.
Advanced Strategies
Smith Manoeuvre™
For situations that call for a closer look at mechanics, conditions and risk before deciding whether to go further.
Smith Manoeuvre™ is a trademark used under licence through SMCG.
How Clearstone works
From first conversation to clear next steps.
- 01
Understand the situation
Begin with the decision, the context and what it may affect.
- 02
Identify the connected decisions
See which areas matter now, which come next and which can wait.
- 03
Move forward with a clear plan
Know the next step, who is responsible and what information is needed.
- 04
Keep it aligned
Revisit the picture as circumstances, priorities and renewal dates change.
The people
Who you will work with.
Nicholas Gaudet
Founder & CEO
Nicholas leads Clearstone’s work across the coordinated financial picture.
About Nicholas
Anmol Multani
Director, Mortgage Operations
Anmol directs mortgage intake, file preparation, lender coordination and client communication from application to close.
About AnmolIndependent. Accountable.
Independent by design. Coordinated by practice.
Clearstone is an independent practice.
Not a bank. Not a franchise.
Mortgage brokerage services are provided through Vine Mortgage.
Insurance products are distributed through IDC Worldsource Insurance Network Inc.
Not sure which path fits? Start with one conversation.
Start with the decision in front of you. We’ll help you see what connects to it.